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独家|收购小贷牌照未果,对接现金贷平台受挫,麦子金服或被鲈乡小贷“嫌弃”要“分手”

来源: 南方日报网络版     时间: 2020年01月27日 23:34:00
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(就)(双)(方)(目)(前)(发)(布)(的)(公)(告)(来)(看)(,整)(个)(收)(购)(计)(划)(存)(在)(较)(大)(变)(数)(。上)(海)(某)(现)(金)(贷)(平)(台)(高)(管)(刘)(轩)((化)(名)()对)(《国)(际)(金)(融)(报)(》记)(者)(表)(示)(,麦)(子)(金)(服)(和)(鲈)(乡)(小)(贷)(这)(事)(儿)(基)(本)(已)(经)(黄)(了)(。
麦)(子)(金)(服)(被)(“嫌)(弃)(”?
多)(位)(接)(受)(《国)(际)(金)(融)(报)(》记)(者)(采)(访)(的)(业)(内)(人)(士)(认)(为)(,鲈)(乡)(小)(贷)(的)(态)(度)(之)(变)(,关)(键)(原)(因)(在)(于)(麦)(子)(金)(服)(业)(绩)(不)(给)(力)(——主)(营)(业)(务)(停)(掉)(,后)(续)(好)(的)(资)(产)(端)(又)(没)(接)(上)(。
“一)(方)(面)(麦)(子)(实)(际)(运)(营)(能)(力)(并)(没)(有)(营)(销)(中)(的)(这)(么)(强)(,另)(一)(方)(面)(或)(许)(是)(鲈)(乡)(小)(贷)(看)(到)(了)(类)(似)(于)(现)(金)(贷)(更)(有)(钱)(的)(项)(目)(。”刘)(轩)(谈)(到)(。
今)(年)(6月)(18日)(,银)(监)(会)(联)(合)(教)(育)(部)(、人)(社)(部)(发)(布)(了)(《关)(于)(进)(一)(步)(加)(强)(校)(园)(贷)(规)(范)(管)(理)(工)(作)(的)(通)(知)(》。要)(求)(未)(经)(银)(行)(业)(监)(管)(部)(门)(批)(准)(设)(立)(的)(机)(构)(禁)(止)(提)(供)(校)(园)(贷)(服)(务)(;且)(现)(阶)(段)(一)(律)(暂)(停)(网)(贷)(机)(构)(开)(展)(校)(园)(贷)(业)(务)(,对)(于)(存)(量)(业)(务)(要)(制)(定)(整)(改)(计)(划)(,明)(确)(退)(出)(时)(间)(表)(。
6月)(30日)(,麦)(子)(金)(服)(旗)(下)(当)(家)(花)(旦)(之)(一)(“名)(校)(贷)(”正)(式)(退)(出)(了)(历)(史)(舞)(台)(,转)(型)(为)(名)(校)(贷)(公)(益)(。
“当)(时)(麦)(子)(方)(面)(急)(缺)(好)(的)(资)(产)(端)(,他)(们)(一)(开)(始)(做)(校)(园)(贷)(起)(家)(,校)(园)(贷)(被)(叫)(停)(,相)(当)(于)(主)(营)(业)(务)(直)(接)(被)(砍)(掉)(。”刘)(轩)(表)(示)(。
在)(那)(个)(时)(候)(,麦)(子)(方)(面)(非)(常)(急)(迫)(地)(想)(要)(对)(接)(现)(金)(贷)(资)(产)(,短)(期)(内)(接)(触)(了)(至)(少)(5家)(现)(金)(贷)(公)(司)(。
但)(与)(麦)(子)(金)(服)(有)(过)(接)(触)(、但)(最)(后)(并)(未)(达)(成)(合)(作)(的)(一)(家)(北)(京)(现)(金)(贷)(平)(台)(知)(情)(人)(士)(对)(《国)(际)(金)(融)(报)(》记)(者)(表)(示)(,麦)(子)(对)(资)(产)(的)(合)(作)(要)(求)(“非)(常)(苛)(刻)(”,要)(求)(平)(台)(15%年)(化)(保)(本)(保)(息)(。
该)(知)(情)(人)(士)(认)(为)(,麦)(子)(金)(服)(完)(全)(没)(有)(要)(求)(15%年)(化)(保)(本)(保)(息)(的)(资)(格)(,对)(他)(们)(而)(言)(,市)(面)(上)(的)(理)(财)(平)(台)(这)(么)(多)(,加)(上)(麦)(子)(金)(服)(的)(资)(金)(量)(也)(没)(有)(满)(足)(他)(们)(的)(预)(期)(。
和)(北)(京)(的)(这)(家)(平)(台)(一)(样)(,刘)(轩)(所)(在)(的)(公)(司)(也)(曾)(接)(触)(过)(麦)(子)(金)(服)(的)(高)(管)(,最)(后)(也)(并)(未)(走)(到)(合)(作)(这)(步)(。刘)(轩)(称)(,当)(时)(他)(们)(觉)(得)(麦)(子)(金)(服)(方)(面)(并)(未)(给)(足)(合)(作)(诚)(意)(而)(作)(罢)(。
另)(外)(,当)(时)(麦)(子)(金)(服)(也)(曾)(有)(意)(向)(与)(某)(上)(市)(公)(司)(合)(作)(收)(购)(互)(联)(网)(小)(贷)(牌)(照)(,但)(最)(终)(却)(因)(为)(资)(金)(链)(紧)(张)(而)(被)(迫)(收)(手)(。
在)(分)(析)(人)(士)(看)(来)(,一)(边)(是)(主)(营)(业)(务)(收)(入)(急)(剧)(下)(降)(,另)(一)(边)(运)(营)(费)(用)(居)(高)(不)(下)(,后)(来)(连)(买)(小)(贷)(牌)(照)(的)(钱)(都)(拿)(不)(出)(来)(了)(,麦)(子)(方)(面)(急)(求)(高)(回)(报)(的)(现)(金)(贷)(资)(产)(也)(在)(情)(理)(之)(中)(。
上)(海)(某)(金)(融)(科)(技)(公)(司)(CEO付)(力)((化)(名)()对)(《国)(际)(金)(融)(报)(》记)(者)(表)(示)(,从)(麦)(子)(金)(服)(营)(销)(A轮)(融)(资)(开)(始)(,到)(B轮)(融)(资)(被)(质)(疑)(造)(假)(,这)(个)(营)(销)(远)(超)(公)(司)(本)(身)(实)(力)(的)(平)(台)(注)(定)(走)(不)(远)(。
值)(得)(一)(提)(的)(是)(,除)(了)(业)(绩)(缺)(乏)(支)(撑)(力)(,麦)(子)(金)(服)(旗)(下)(诺)(诺)(镑)(客)(作)(为)(网)(贷)(平)(台)(,在)(合)(规)(方)(面)(还)(尚)(未)(符)(合)(监)(管)(要)(求)(。
根)(据)(诺)(诺)(镑)(客)(官)(网)(,其)(资)(金)(存)(管)(银)(行)(目)(前)(为)(徽)(商)(银)(行)(。
徽)(商)(银)(行)(客)(服)(人)(员)(对)(《国)(际)(金)(融)(报)(》记)(者)(表)(示)(,目)(前)(在)(麦)(子)(金)(服)(名)(下)(的)(名)(校)(贷)(、诺)(诺)(镑)(客)(和)(财)(神)(爷)(爷)(中)(,仅)(诺)(诺)(镑)(客)(已)(经)(在)(微)(商)(银)(行)(开)(通)(资)(金)(存)(管)(业)(务)(,并)(且)(存)(管)(系)(统)(已)(经)(上)(线)(。
但)(是)(徽)(商)(银)(行)(仅)(在)(安)(徽)(省)(境)(内)(和)(南)(京)(市)(有)(营)(业)(网)(点)(,尚)(不)(符)(合)(此)(前)(《上)(海)(市)(网)(络)(借)(贷)(信)(息)(中)(介)(机)(构)(业)(务)(管)(理)(实)(施)(办)(法)((征)(求)(意)(见)(稿)()》第)(十)(五)(条)(中)(的)(网)(络)(借)(贷)(信)(息)(中)(介)(机)(构)(需)(选)(择)(在)(本)(市)(设)(有)(经)(营)(实)(体)(且)(符)(合)(相)(关)(条)(件)(的)(商)(业)(银)(行)(进)(行)(客)(户)(资)(金)(存)(管)(。
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